Electronic Consent

Online Banking and Transfers Outside Bank of America Service Agreement and Electronic Disclosure

Online Banking and Transfers Outside Bank of America Service Agreement and Electronic Disclosure

Effective: October 2012





By your consent below, you agree that we may provide you with all disclosures, notices, and other communications about online banking, including your online banking Agreement and any future amendments, in electronic form.

Other disclosures that we may provide in an electronic format include but are not limited to the following: monthly account statements, deposit account disclosures, changes in account terms, notice of fee changes, and privacy notices.


1. How to Obtain Electronic Disclosures (E-Disclosures)

We will provide notice of all future amendments to the Internet Banking Agreement by posting them on our website for at least thirty days. If the changes have an adverse affect on you or the services offered, we will provide you at least thirty days prior notice. We may also send you an email and/or secure message through our Online Banking Service that tells you where e-disclosures or statements can be viewed on our website. In the future, we may also send certain e-disclosures as an email and/or message attachment. You may download or print electronic notices and disclosures from your computer if you have the hardware and software described below. You can also save copies to your hard drive for viewing and printing at a later time. If you need help printing or if you need a paper copy, please contact us at (860) 445-1060 or (800) 525-5943 or e-mail us at memberservices@scientfcu.org. Additional charges for paper copies may apply.  Please see our Schedule of Fees and Charges for additional information.


2. System and Equipment Requirements

Prior to accepting electronic delivery of disclosures, you should verify that you have the required hardware and software necessary to access and retain documents and disclosures in an electronic format. You will need:

·       Internet Access.

·       A computer with a modem and Internet browser that can support 128-bit encryption. Microsoft Internet Explorer 7 or later, Firefox 3.0 or later, Safari 5.0 or later or Chrome 11 or later should support this level of encryption.

·       A printer connected to your PC to print or download disclosures.

·       Sufficient hard-drive space on your PC to save any disclosures.

·       An external email address.


If we revise hardware and software requirements to access and retain electronic disclosures, we will notify you of these changes at least thirty days in advance, and provide you a notice of your right to withdraw consent to electronic disclosures without the imposition of any fees.


3. Cancellation of E-Disclosures

If you want to cancel e-disclosures or change to a paper delivery format you must:

·       Send us an e-mail at memberservices@scientfcu.org or

·       Send us a secure email through the online banking service or

·       Call us at (860) 445-1060 or (800) 525-5943  

·       Inform us in person at any one of our offices or

·       Send us a letter via U.S. mail to: 60 Colver Avenue, Groton, CT 06340-0499

If you decide that you no longer want e-disclosures and you let us know via email, be sure to identify yourself and your accounts that you want withdrawn from electronic delivery authorization.

4. Email Changes

If you have enrolled for e-disclosures, you must notify this financial institution of any email address changes.  You can contact us regarding such changes via any of the options listed above in Section 3. (e.g. email, phone, in person, at our offices or letter sent via U.S. mail.) You can also change your email address through the Account Maintenance menu in our online banking Service.


5. Proceed with Acceptance of E-Disclosures

To agree that your system meets the requirements and that you consent to receive all notices regarding Online Banking Services in electronic form, click the accept button below. With your acceptance below, you also agree to notify us if you change your email address or if you no longer want to receive disclosures electronically. Upon completion of the registration process, we may send you an email and ask you to confirm your email address and your acceptance of electronic delivery.


If you do not want e-disclosures, you can still enroll for online banking services by completing an application in one of our offices.  The required disclosures for online banking services will be provided in paper format.  You can still accept electronic delivery of statements and other disclosures at a later time by contacting us at (860) 445-1060 or (800) 525-5943.